How it works

How CostCrafter turns your household into a system.

CostCrafter connects finances, documents, contracts, and meter readings — so that separate tasks become one connected household system.

Illustration of finances and budget overview
01

Finances & budgets

Track income, expenses, and budgets — as part of your whole household, not in isolation.

Understand what your money actually supports — not just where it goes. Budgets, reports, and categories help you see costs as a whole, alongside documents, contracts, and ongoing obligations.

  • Income and expenses by categories and labels
  • Budgets for any area (groceries, leisure, fixed costs)
  • Reports and analysis over time periods
  • Manage multiple accounts and households in parallel
Typical situation

You want to know where your money actually goes — but not separate from contracts, receipts, and ongoing obligations.

Illustration of document management and OCR text recognition
02

Documents & OCR

Find any invoice in seconds — and connect it to what it belongs to.

Documents only become useful when they are connected to the right context. CostCrafter processes invoices, receipts, contracts, and other documents with OCR on its own servers in the European Union, so they stay searchable and clearly structured alongside costs and deadlines.

  • Upload PDFs, photos and receipts
  • OCR processing on CostCrafter servers in the European Union
  • Full-text search across document contents and metadata
  • Link documents with expenses, contracts and households
Typical situation

You're looking for the electrician's invoice from two years ago. Instead of searching through emails and folders, you type the company name and find it instantly.

Illustration of contract management with deadlines and calendar
04

Contracts & deadlines

Keep contracts, deadlines, and related documents in view — not across separate tools.

Contracts are not just lists — they define costs, deadlines, and obligations. CostCrafter makes them easy to oversee in one place, together with the documents, costs, and dates that matter.

  • Record contracts with duration, cancellation period and costs
  • Link associated documents and invoices directly
  • Overview of all active contracts per household
  • Contract costs visible in budgets and reports
Typical situation

Your internet contract renews automatically. With CostCrafter you have deadlines and documents in view before it's too late.

Illustration of meter readings and consumption forecast chart
05

Meter Readings & Forecast

Track consumption in a way that makes sense alongside costs and bills.

Record meter readings regularly and track consumption trends over months and years. Forecasts help estimate costs better and identify outliers.

  • Record meter readings for electricity, water and gas
  • Historical trend over any time period
  • Forecast function for consumption projections
  • Link with costs and documents
Typical situation

The electricity bill is surprisingly high. With the history of your meter readings, you can immediately see when consumption started rising.

Illustration of vehicle cost tracking and running costs overview
06

Vehicles & Running Costs

Keep mobility costs visible — as part of your household, not as a separate topic.

Record fuel, charging, repairs, insurance and tax directly in your household context. Vehicles are linked to properties, contracts and reports, so mobility costs finally become visible and analyzable over time.

  • Manage cars, motorcycles and vans centrally
  • Record fuel, charging, repairs, insurance and vehicle tax
  • Link vehicles with contracts and household expenses
  • Vehicle-specific reports for total cost and cost categories
Typical situation

You want to know what a specific vehicle really costs per month – not just refueling, but insurance, tax and maintenance too.

Illustration of GPS trip log with route map and mileage tracking
07

Trip log & GPS route capture

Document tax-relevant trips without giving up data control.

CostCrafter combines manual trip entry, mobile GPS tracking, route previews, monthly closing and CSV/PDF export in one tenant-safe workflow. Maps are rendered via CostCrafter's own tile infrastructure, while address prefilling is requested server-side so no browser key is exposed.

  • Manual or GPS-based trip capture per vehicle
  • Foreground tracking on Android and lock-screen notification on iOS
  • MapLibre route preview with self-hosted PMTiles
  • CSV/PDF export for tax-relevant documentation plus retention safeguards
Typical situation

You finish a business trip, stop tracking on your phone and complete purpose, category and odometer values once — the export stays available later for accounting and audits.

Illustration of household members with roles and access rights
08

Household Roles & Collaboration

Organize your household together – with clear roles and access rights.

CostCrafter is built for entire households. Invite family members, partners or roommates and define who can enter expenses, view documents or manage contracts.

  • Invite multiple users per household
  • Roles with different access rights
  • Protect sensitive areas specifically
  • Transparency without loss of control
Typical situation

Your partner should be able to enter purchases, but not access contracts or budgets. Household roles make exactly that possible.

Illustration of data privacy and secure storage in the European Union
09

Privacy & Data Sovereignty

Your data stays your data – hosted in the European Union, without external AI.

CostCrafter deliberately focuses on data control rather than data collection. No bank connection needed, no external AI, no data sharing. All data is transmitted encrypted and stored in the European Union.

  • Hosted in the European Union
  • Encrypted transmission and storage
  • No external AI connection
  • No bank connection required
  • You decide which data gets stored
Typical situation

You want to organize your finances but not give any app access to your bank account. CostCrafter works entirely without bank connection.

How separate features become one household system.

CostCrafter connects the areas that belong together in everyday household life — so you no longer have to think in separate tools.

Hosted in the European Union No bank connection No external AI Web, iOS & Android