No bank connection required
You only upload what you actually want in the system – no automatic account analysis.
Privacy First
For Privacy-Conscious Users
Hosted in the European Union
No bank connection
Stay in control of your data — no compromises.
With CostCrafter you can organize finances, documents and contracts – without access to your bank accounts and with full control over your data.
Many finance and household apps require access to bank accounts, automatically analyze transaction data or transmit data to external AI providers. For privacy-conscious users, this is often a deal-breaker. CostCrafter deliberately focuses on data minimization, transparency and clear decisions by the user: receipt processing is handled by a self-hosted AI model on our own EU servers — no data shared with third parties.
Why many people avoid finance apps
- Bank connections feel too invasive.
- Uncertainty about data sharing with external services or AI providers.
- Data is often stored outside Germany.
- Users lose control over what gets stored.
- Sensitive documents like invoices and contracts should be stored securely.
How CostCrafter helps you
- Hosted in the European Union
- Encrypted transmission and storage
- AI processing on our own EU servers — no data shared with external providers
- No mandatory bank account linking
- Role-based access control
- Document archive with OCR and full-text search
Benefits
What you gain with CostCrafter
AI on our own EU infrastructure
Receipt processing uses a self-hosted AI model exclusively on CostCrafter servers in the European Union — no data shared with external AI providers.
No AI training on your data
Uploaded receipts and documents are used solely for processing — never to train AI models.
Clear data sovereignty
You keep full control over content, access and structure of your household data.
Encrypted and GDPR-compliant
Data transmission and storage are encrypted. Hosting takes place in European Union data centers.
Typical situations
How the benefits show in everyday life
Manage documents securely
You consciously decide which documents are stored digitally in your household system – without third-party cloud services.
Control family access
Household roles ensure that sensitive information is only visible to authorized persons.
Finances without account sync
Even without a bank connection, you get a clear overview of your household costs and expenses.
Contracts at a glance
Manage contracts, terms and cancellation deadlines centrally – without sharing data with third parties.
Try now
Organize your household with full data control.
Start with CostCrafter – the privacy-friendly alternative to traditional finance apps. From 9.99 EUR / month.